The impending buy-to-let boom
Buy-to-let mortgages have helped to transform the concept of housing in the UK over the last few decades. They represent one method by which rental housing can be transformed into an investable asset class.
Now, according to a research note from Integer Advisors, these kinds of loans are beginning to spread into “frontier” markets in Europe — specifically, Ireland and the Netherlands.
Buy-to-let (BTL) mortgages blend some of the characteristics of commercial real estate lending — especially the use of rental income in underwriting the loan — with the borrower type usually associated with residential property (ie, normal people).